Vehicle Finance Terms & Conditions

Moku Motors Limited provides assistance to customers in exploring vehicle finance options through third-party finance providers. We are not a direct lender and do not make lending decisions.

All finance applications are subject to approval by independent finance providers. Approval depends on the applicant’s individual financial circumstances, credit history, employment status, and the lender’s specific criteria.

Submitting a finance enquiry or application through Moku does not guarantee approval. Any indicative information provided, including estimated repayments or budget guidance, is for general guidance only and may change based on final lending terms.

For vehicles sourced through Japanese auctions, finance cannot typically be finalised until the vehicle has arrived in New Zealand, completed compliance, and is eligible for registration. Customers may be required to provide a deposit or partial payment prior to this stage.

Moku Motors Limited does not advertise fixed finance repayments on vehicles, as final pricing may vary depending on auction results, exchange rates, shipping costs, compliance requirements, and on-road costs.

Customers are responsible for ensuring they understand the terms of any finance agreement provided by the lender before signing. This includes interest rates, fees, repayment terms, and total repayment amounts.

Moku may assist in submitting applications to one or more finance partners; however, we do not guarantee approval, rates, or specific terms.

By submitting a finance enquiry or application, you agree that your information may be shared with relevant finance providers for the purpose of assessing your application.

 

Important Notice

Finance is subject to responsible lending criteria under New Zealand law. Borrowers should ensure that any loan is suitable for their financial situation.

We recommend seeking independent financial advice if you are unsure about entering into a finance agreement.